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  • FICO Update

    The following article shows you the "FICO 08" credit scoring model:

    On July 31, Fair Isaac announced that its latest credit-scoring model, dubbed "FICO 08," will include authorized user accounts when calculating someone's FICO credit score.

    The company estimates that 50 million consumers are "legitimate" authorized users on someone else's credit card. Legitimate authorized users, such as spouses, parents and children, have relationships with the primary accountholders and reasons to share access to the accounts.

    Fair Isaac's announcement should please consumers whose credit histories largely consist of authorized-user accounts.

    Link to story:

    FICO 08 will score authorized user accounts

Our Program

When applying for a home or vehicle loan, your credit score will be as important as your income level.

Our dedicated team of professionals will tailor a perfect plan to improve your credit score.

We focus our attentions on improving your credit score quickly! Your credit score is likely to improve within 30 days, but you may see your credit score improve in as little as two weeks!


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Our Advantages

We are always looking for new products to better serve your credit score needs. We now offer two new, dynamic credit score improvement services.

The Primary Account Rider option can improve your credit score 75-100 points in as little as one month.

Our Clean Sweep credit repair service is a fast, strategic and effective attorney performed credit restoration and debt settlement process. Use Clean Sweep to get a clean credit report.

For a closer look at both services click
Services / Pricing.

Our Advantages

  • The best prices and tradelines in the business. You will usually see your credit score improve from 25-50 points per tradeline.
  • Individually tailored plans that fit your needs and circumstances.
  • Credit score reporting guarantee.
  • Using our superior tradelines, you will see your credit score improve quickly - usually within 30 days!
  • Multiple package discounts.

  • Affiliate programs that benefit businesses, their clients and tradeline holders.


As you can see, Credit Score Advance is your one-stop location for credit score improvement.


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Resources

Credit Score Advance will assist you with your credit improvement needs. That is why we offer you a list of resources that will help you make good credit decisions.

The Loan Savings Calculator shows how FICO® scores impact the interest you pay on a loan. You will see that working to improve your score can mean a big savings!

Loan Savings Calculator

Join the growing list of satisfied customers that have used the Credit Score Advance system to improve their credit scores.


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